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Wage Replacement Benefits

Temporary Total Disability Benefits- a form of compensation available to an injured employee who is unable to work because of the work injury, or who is released to work with restrictions but is unable to find work within his/her restrictions. This wage loss benefit is two-thirds of the employees gross wage at the time of injury, subject to certain maximums and minimums.

Temporary Partial Disability Benefits- partial wage loss compensation for an injured employee who is back to work but is earning less than his/her injury wage due to the effects of a work injury. This wage loss benefit is two-thirds of the difference between the pre-injury wage and the employee's current ability to earn.

Permanent Total Disability Benefits- wage loss compensation where the injured employee's physical disability causes the employee to be unable to find anything more than occasional employment resulting in insubstantial income. This means the worker cannot secure a steady job and earn a living from work. This wage loss benefit is two-thirds of the employees gross weekly wage at the time of injury.



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