Wage Replacement Benefits
Temporary Total
Disability Benefits- a form of compensation available to an injured
employee who is unable to work because of the work injury, or who is released
to work with restrictions but is unable to find work within his/her restrictions.
This wage loss benefit is two-thirds of the employees gross wage at the
time of injury, subject to certain maximums and minimums.
Temporary Partial
Disability Benefits- partial wage loss compensation for an injured
employee who is back to work but is earning less than his/her injury wage
due to the effects of a work injury. This wage loss benefit is two-thirds
of the difference between the pre-injury wage and the employee's current
ability to earn.
Permanent Total
Disability Benefits- wage loss compensation where the injured employee's
physical disability causes the employee to be unable to find anything more
than occasional employment resulting in insubstantial income. This means
the worker cannot secure a steady job and earn a living from work. This
wage loss benefit is two-thirds of the employees gross weekly wage at the
time of injury.
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